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RC Agent Benefits provided by Dergalis Associates

The RC agent benefits program is specifically designed for real estate agents to provide easy access to insurance and other financial products and services through financial professionals.

What We Offer

The RC agent benefits program is specifically designed for real estate agents to provide easy access to insurance and other financial products and services through financial professionals. We believe this program will help minimize the burden of being an independent contractor, allowing you to focus on what you do best — help people buy and sell real estate.

Commission Funding Programs

A Funding Account is a powerful tool created to help Realtors automate their taxes and retirement savings.

The Tax Funding Account simplifies your business by gradually funding your tax obligations with every commission check. The account is interest-bearing, offers 24/7 online access, includes free checks, and comes with no commitment, making it a smart, convenient solution for managing your financial future. You select a percentage, set it and forget it!

Secure your future with a Retirement Funding Account. This allows you the flexibility to fund gradually or with lump sum deposits, and adjust your contribution percentage at any time. A Retirement Funding Account not only helps reduce your taxable income but also alleviates the long-term pressure of retirement planning. Retirement options include IRA, SEP-IRA, Roth IRA, UNI 401(k), and Defined Benefit plans - giving you a range of choices tailored to your financial goals. 

To further support your long-term financial goals, additional wealth management products are also available—including college funding, money management, and deferred compensation strategies. These tools are designed to help you build and protect your wealth beyond each transaction.

Guaranteed Issue Insurance Products 

Guaranteed issue products include Life Insurance*, Long-Term Disability*, Dental Insurance, and Vision Insurance—providing a full range of protection.

*One time offering for new associates


Healthcare Options

Dergalis is proud to offer a comprehensive suite of Healthcare and Medicare options designed with Realtors in mind. You'll have access to the nation’s largest networks of hospitals, doctors, and specialists, ensuring you get the care you need when you need it. With multiple plans and flexible designs, you can choose coverage that fits both your needs and your budget—giving you peace of mind and the freedom to focus on growing your business. Enrollment Periods to Keep in Mind:

  • Guaranteed Issue Healthcare is available during a Qualifying Life Event or during the Annual Open Enrollment November 1st - January 15th.
  • Medicare enrollment is tied to your 65th birthday or the Annual Open Enrollment, available October 15th - December 7th
  • Premier PPO Plans have no enrollment period and are available year-round, but are medically underwritten.

With these flexible options and clear enrollment windows, Dergalis makes it easy to secure the coverage that works for you.

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